If you do not make your deposit in person to one of our employees (for example, if you mail the deposit), funds from these deposits will be available on the second business day after the day we receive your deposit. Federal Reserve Bank checks, Federal Home Loan Bank checks, and postal money orders, if these items are payable to you.Cashier's, certified, and teller's checks that are payable to you.State and local government checks that are payable to you.If you make the deposit in person to one of our employees, funds from the following deposits are also available on the first business day after the day of your deposit: They will generally be available no later than the ( number) business day after the day of your deposit.įunds from the following deposits are available on the first business day after the day of your deposit: We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. There is an emergency, such as failure of computer or communications equipment.You have overdrawn your account repeatedly in the last six months.You redeposit a check that has been returned unpaid.
If we are not going to make all of the funds from your deposit available on the first business day, we will notify you at the time you make your deposit. The first $100 of your deposits, however, may be available on the first business day. Depending on the type of check that you deposit, funds may not be available until the fifth business day after the day of your deposit. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Treasury check) is not made in person to one of our employees, the first $5,000 will not be available until the second business day after the day of your deposit.įunds from all other check deposits will be available on the ( number) business day after the day of your deposit. If your deposit of these checks (other than a U.S. The excess over $5,000 will be available on the ninth business day after the day of your deposit. For example, the checks must be payable to you (and you may have to use a special deposit slip). Funds from deposits of cash, wire transfers, and the first $5,000 of a day's total deposits of cashier's, certified, teller's, traveler's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. If you are a new customer, the following special rules will apply during the first 30 days your account is open.įunds from electronic direct deposits to your account will be available on the day we receive the deposit.
0 kommentar(er)
